Understanding Business Loan Interest Rate and How to Lower It
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The business loan interest rate significantly impacts your monthly repayment. Interest rates depend on credit score, loan type, repayment tenure, and lender policies. To get a lower rate, improve your financial profile, maintain a strong credit score, and negotiate with multiple lenders. Fixed and floating rates offer different advantages, so choose wisely. Understanding your options can help reduce overall loan costs and boost profitability.
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